Earn 10% Back in Reward Dollars*
every day on purchases at CB2 and Crate & Barrel.
or
Zero Interest if Paid in Full Within 24 Months**
on qualifying purchases of $2999 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 24 months. Minimum monthly payments required.
Ready to apply?
Get started here, or apply in
person
at any Crate & Barrel or CB2 store.
| EVERYDAY BENEFITS | CB2 CREDIT CARD | CB2 MASTERCARD® |
|---|---|---|
| Earn 10% back in Reward Dollars,* or receive 6 months special financing on purchases of $749 or more** at CB2 |
Yes
|
Yes
|
| Earn 2% back in Reward Dollars on grocery store purchases* | No |
Yes
|
| Earn 1% back in Reward Dollars on every other purchase anywhere Mastercard is accepted* | No |
Yes
|
| No annual fee†|
Yes
|
Yes
|
| Access to online account management |
Yes
|
Yes
|
| Mastercard member benefits††| No |
Yes
|
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FAQ
Earn Reward Dollars or receive special financing when you shop at CB2 or Crate & Barrel. Earn 10% back in Reward Dollars* on purchases or receive 6 months special financing on purchases of $749** or more when you shop at CB2 or Crate & Barrel, in-store or online.
Additionally, with the CB2 Mastercard you earn 2% back in Reward Dollars on grocery store purchases and 1% back in Reward Dollars on every other purchase anywhere Mastercard is accepted.*
The CB2 Credit Card and Mastercard have no annual fee,†The CB2 Mastercard also offers global service, airport concierge, and ID theft protection.†â€
The CB2 Credit Card can be used to make purchases at CB2 or Crate & Barrel brand catalogs, stores or websites – cb2.com and crateandbarrel.com – located in the United States. Additionally, the CB2 Mastercard can be used anywhere Mastercard is accepted.
1. To apply, click the Apply Now button above. You can always apply
in-person at a CB2 or Crate and
Barrel store or online at https://www.cb2.com/rewards.
2. Complete the application form.
3. If you are approved instantly, your Temporary Account Number will be provided. With this
number, you can shop on your card in-store or online, and it is valid for 10 days.
4. Your new credit card will be sent to you in the mail within the next 7–10 business days.
If you are not approved instantly, it may take up to 10 days to learn more about your application status via mail or email.
When you receive your new card in the mail and have your account number, visit crateandbarrel.syf.com and click Register. Enter the required information and create a username and password. You can access your online account any time by logging in at crateandbarrel.syf.com or in the Crate and Barrel App (click Shop -> Account -> Crate and Barrel Credit Card).
Two Brands, More Rewards
Application subject to credit approval.
Purchases subject to credit approval.
*Accrued Reward Dollars will be posted to your Reward Dollars balance within 1–2 billing cycles from when the purchase is posted to your Account and will automatically be redeemed for Reward Certificates within 1–2 billing cycles when the threshold (currently 20 Reward Dollars) is met. Reward Certificates are issued in $20 increments with a maximum of 10,000 Reward Dollars being redeemed in any one billing cycle and are valid for 90 days. The full amount of the Reward Certificate must be used at time of redemption (any remaining amount not used is forfeited). Reward Certificates may not be combined with any other discount (including associate discounts), except as otherwise provided. Rewards Terms and Conditions apply. See the Rewards Program Terms for details.
**No Interest If Paid In Full Within 6, 12 or 24 months on qualifying purchases in store or online at Crate & Barrel or CB2 with your Crate & Barrel or CB2 Credit Card or Mastercard. 6 months on purchases of $749–$1,498.99 or 12 months on purchases of $1,499–$2,998.99 or 24 months on purchases of $2,999 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promo period. Minimum monthly payments required. Qualifying purchase amount must be on one receipt. Special Financing purchases do not earn Reward Dollars. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The promo balance is equal to the promo purchase amount and any related optional debt cancellation fees. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance.
**/†New Accounts as of 12/1/24: Variable Purchase APR 34.24%. Variable Penalty APR 39.99%. Min. Interest Charge $2. Crate & Barrel Mastercard: Variable Cash APR 37.24% and 5% Fee ($10 min). Foreign Trans Fee 3%. Existing cardholders: See your credit card agreement terms.
††Learn more about Mastercard Benefits at www.mastercard.us/synchronyWorldGTB.
The Crate & Barrel Mastercard® is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
Apple, the Apple logo, iPhone and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.