CB2 Credit Card and Mastercard

March 3 – 30, 2025

Earn $10 back in
Bonus Reward Dollars‡

when you save your CB2 or Crate & Barrel credit card as the primary payment method in the CB2 app.

Earn 10% Back in Reward Dollars*

every day on purchases at CB2 and Crate & Barrel.

or

Zero Interest if Paid in Full Within 24 Months**

on qualifying purchases of $2999 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 24 months. Minimum monthly payments required.

See if you prequalify

Get a decision in seconds with no
impact on your credit score.

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Ready to apply?

Get started here, or apply in person
at any Crate & Barrel or CB2 store.

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Already a cardholder?

View your rewards earnings,
make a payment online & more.

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EVERYDAY BENEFITS CB2 CREDIT CARD CB2 MASTERCARD®
Earn 10% back in Reward Dollars,* or receive 6 months special financing on purchases of $749 or more** at CB2
Yes
Yes
Earn 2% back in Reward Dollars on grocery store purchases* No
Yes
Earn 1% back in Reward Dollars on every other purchase anywhere Mastercard is accepted* No
Yes
No annual fee
Yes
Yes
Access to online account management
Yes
Yes
Mastercard member benefits†† No
Yes

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FAQ

Earn Reward Dollars or receive special financing when you shop at CB2 or Crate & Barrel. Earn 10% back in Reward Dollars* on purchases or receive 6 months special financing on purchases of $749** or more when you shop at CB2 or Crate & Barrel, in-store or online.

Additionally, with the CB2 Mastercard you earn 2% back in Reward Dollars on grocery store purchases and 1% back in Reward Dollars on every other purchase anywhere Mastercard is accepted.*

The CB2 Credit Card and Mastercard have no annual fee,† The CB2 Mastercard also offers global service, airport concierge, and ID theft protection.††

The CB2 Credit Card can be used to make purchases at CB2 or Crate & Barrel brand catalogs, stores or websites – cb2.com and crateandbarrel.com – located in the United States. Additionally, the CB2 Mastercard can be used anywhere Mastercard is accepted.

1. To apply, click the Apply Now button above. You can always apply in-person at a CB2 or Crate and Barrel store or online at https://www.cb2.com/rewards.
2. Complete the application form.
3. If you are approved instantly, your Temporary Account Number will be provided. With this number, you can shop on your card in-store or online, and it is valid for 10 days.
4. Your new credit card will be sent to you in the mail within the next 7–10 business days.

If you are not approved instantly, it may take up to 10 days to learn more about your application status via mail or email.

When you receive your new card in the mail and have your account number, visit crateandbarrel.syf.com and click Register. Enter the required information and create a username and password. You can access your online account any time by logging in at crateandbarrel.syf.com or in the CB2 App (click Shop -> Account -> CB2 Credit Card).

Two Brands, More Rewards

CB2, Crate and Barrel

Application subject to credit approval.
Purchases subject to credit approval.

‡To qualify to receive $10 in Bonus Reward Dollars, you must save your CB2 or Crate & Barrel Credit Card or Mastercard as the primary payment method in the CB2 mobile application between 3/3/2025 – 3/30/2025 and keep it saved as the primary payment through the end of the offer period. No purchase required. Allow up to 2 billing cycles after the offer period ends for Bonus Reward Dollars to post to your account. Account must remain open and in good standing at the time the Bonus Reward Dollars are applied. See the Reward Program Terms for details on earning rewards.

*Special financing purchases do not earn Reward Dollars. For every $1.00 in net merchandise purchases (minus returns, refunds or credit adjustments) at CB2 or Crate and Barrel catalogs, stores or websites located in the United States, unless the Special Financing Option is chosen, you will accrue 10% back in Reward Dollars. Accrued Reward Dollars will be posted to your Reward Dollars balance within 1–2 billing cycles from when the purchase is posted to your Account and will automatically be redeemed for Reward Certificates within 1–2 billing cycles when the threshold (currently at 20 Reward Dollars) is met. Reward Certificates are issued in $20 increments with a maximum of 10,000 Reward Dollars being redeemed in any one billing cycle and are valid for 90 days. The full amount of the Reward Certificate must be used at time of redemption (any remaining amount not used is forfeited). Reward Certificates may not be combined with any other discount (including associate discounts), except as otherwise provided. Rewards Terms and Conditions apply. See the Rewards Program Terms for details.

**No Interest If Paid In Full Within 6, 12 or 24 months on qualifying purchases in store or online at Crate & Barrel or CB2 with your Crate & Barrel or CB2 Credit Card or Mastercard. 6 months on purchases of $749–$1,498.99 or 12 months on purchases of $1,499–$2,998.99 or 24 months on purchases of $2,999 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promo period. Minimum monthly payments required. Qualifying purchase amount must be on one receipt. Special Financing purchases do not earn Reward Dollars. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The promo balance is equal to the promo purchase amount and any related optional debt cancellation fees. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance.

**/†New Accounts as of 1/1/25: Variable Purchase APR: 33.99%. Variable Penalty APR 39.99%. Min. Interest Charge $2. Crate & Barrel Mastercard: Variable Cash APR: 36.99% and 5% Fee ($10 min). Foreign Trans Fee 3%. Existing cardholders: See your credit card agreement terms.

††Learn more about Mastercard Benefits at www.mastercard.us/synchronyWorldGTB.

The Crate & Barrel Mastercard® is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

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